ASSET PROTECTION

• Applicable for clients wishing to repay outstanding liabilities
• Protects against creditors calling outstanding loans
• Prevents assets having to be sold to pay off outstanding debts

BUY-SELL AGREEMENT

• Applicable for business owners with partners, which may include family members
• Ensures business interest can pass in an efficient and orderly manner at the retirement, disability or death of shareholder
• May provide funding for acquiring a shareholder’s interest

KEY PERSON

• Applicable for families or businesses where a “key person” exists
• Key person may have important political, customer, vendor or familial relationships
• Plans may offer contingency options and mitigate impact of disability or death of key persons

PRE-IMMIGRATION

• Applicable for clients seeking to safeguard their financial interests prior to residency
• Protects against unnecessary transfer taxes and/or other liabilities
• Ensure that succession, privacy and protection concerns are satisfied